Beschreibung
Hi All InfoUrge technologies is looking for Credit Risk Control on Urgent basis to work on a contract based on Hamburg (Germany).
Role: Credit Risk Control
Location: Hamburg (Germany)
Type: Contract
Duration: 3Months + Extension
Rate: 400 euro/day
JD:
Overall purpose of role
o The purpose of the Barclaycard Risk Oversight team is to drive and be responsible for:
o Developing, driving and implementing a strong and robust control and oversight framework for the German portfolio.
o Determining compliance with Group Policies & Standards and will develop and manage local standards applicable to the German portfolio. This will include driving forward department and business wide control and capability projects, engaging relevant parties, resolving issues and implementing solutions.
o Ensuring that First Line of Defence areas adhere to CRO policy standards.
o Being a key interface between Frist and Second Line of Defence; monitoring and managing performance, ensuring activity is in line with risk appetite.
o Managing a projects and initiatives to enhance the control and governance framework.
o Supporting the various Germany divisions (Risk, BUCO, Commercial and Marketing, Information and Technology, Operations, Finance, Compliance and Legal) where appropriate to ensure effective risk management activity is being undertaken.
Key Accountabilities
o Develop Risk framework and design oversight and governance on the 1LoD and Risk Strategy
o Ownership over thematic review, continuous reviews and validation oversight
o Ensure the adherence to Risk standards and frameworks across the full life cycle
o Ensure robustness of standards, controls and practices in place to mitigate Credit Risk
o Own the portfolio Control Environment and effective management of Risk & Control Self Assessments (RCSA) and improvement of existing Risk Controls
o Manage Assurance activities (ie Internal and External Audits, Conformance Reviews, Compliance Reviews) and timely closure of issues and actions
o Effective management of Model Risk remediation timeline and deliverables
o Management of cross business forums such as: Risk Management Committee (RMC), Control Board and New and Amended Product Approval (NAPA) Committee
Stakeholder Management and Leadership
The key stakeholders of this role will be
o The other members of the CRO team
o Collections, Fraud and other Operations teams
o Commercial and Marketing team
o Strategic Analytics team
o Finance
o Business Unit Conformance Office
o Work with, negotiate and influence key stakeholders/functions to ensure recommendations for performance improvements obtain appropriate approval and follow the appropriate Governance
o Work with key stakeholders to align priorities with business objectives and allocate resources accordingly. Communicate effectively and manage stakeholders
Decision-making and Problem Solving
o The role holder will be responsible for making decisions on Control and Governance aspects, and articulate their responses in Senior Management forums such as Risk Management Committee and Control Board. Decisions made by the role holder will impact the strategic direction of the Credit Risk area.
o A problem solving attitude is mandatory for this role, whereby solutions should be focused on the benefit of Barclaycard Germany as business but within Risk Appetite and Risk Guardrails. Key part of the role is the ability to make calls to reprioritize tasks and delegate to your team appropriately.
Risk and Control Objective
o Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards.
Person Specification
o A deep understanding of the appropriate Credit Risk policies and standards
o Proven knowledge and experience with Credit Risk Governance and Control projects
o Advanced relationship and stakeholder management skills - the jobholder will be required to build and maintain effective working relationships across the Risk Function, Germany team and wider Risk Function.
o Strong influencing and communication skills - be able to communicate complex concepts to a wide audience.
o Strong evidence of coordinated planning and delivery of planned activity.
Essential Skills/Basic Qualifications:
- Ability to check and challenge risk and expansion proposals ensuring they are within Risk Appetite
- Extensive experience analysing programmes through the lens of risk management
o Development of complex local policy standards, including gaining approval at risk management committees and portfolio ExCo/BUCO
o Highly organised and structured, ability to manage multiple and competing priorities, relentless focus on achievement of deadlines
Desirable skills/Preferred Qualifications:
- Post-graduate degree
- Industry knowledge (ideally experience with major international financial services firm)
o Knowledge of rule and regulations applying to the relevant portfolio eg Card Scheme Rules
o A thorough understanding of risks impacting the portfolio including, Credit, Fraud, Operational, Regulation, Compliance, Financial Crime etc.
o Knowledge and understanding of Barclays Governance & Risk Management
CBI Regulated Role
o This role is deemed as a Controlled Function role under the Central Bank of Ireland Fitness and Probity Regulations and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks.)