22.07.2026 aktualisiert
100 % verfügbar
Senior Fraud & Risk Analytics | Independent Consultant
Wien, Österreich
Nur Remote
MaturaSkills
Business IntelligenceKreditanalyseZahlungssystemeBetrugspräventionZahlungsdienstleisterRisikoanalyseSQLKredit-RisikenZahlungsabwicklungFintech
Fraud Prevention & Risk Strategy
Expertise in fraud prevention and detection, credit risk strategy and decisioning, settlement risk management, and the design of risk platforms and decision frameworks. Proven track record of driving a 40% reduction in fraud through optimized detection and improved prevention measures.
Advanced SQL & Data Modeling
Strong proficiency in advanced SQL and data modeling, enabling the design and execution of scalable data architectures and complex analytical solutions across large organizations.
Data & Technology Stack
Hands-on experience with SQL, Python, AWS, Apache Airflow, Looker, Qlik Sense, OpenAI, and Google Gemini, supporting data-driven decision-making and scalable platform development.
KPI Design & Performance Analytics
Design and implementation of KPI frameworks and performance tracking systems to improve operational efficiency and transparency across fraud and risk domains.
Risk Platform & Decision System Design
Design of scalable, long-term risk management platforms and decision systems in close collaboration with product managers and engineers.
Agile Project & Delivery Management
Application of agile methodologies for project and delivery management, including stakeholder alignment, prioritization, and cross-functional team coordination.
Loss Analysis & Behavioral Classification
Analytical capabilities in loss analysis and behavioral classification to support risk strategy and policy design.
Stakeholder & Executive Management
Experience managing stakeholder relationships at executive level, translating strategic requirements into actionable development roadmaps and milestones.
Team Leadership & Mentorship
Leadership of cross-functional teams spanning Analytics, Data Science, and Business Operations, with a focus on mentoring, coaching, and long-term capability growth.
Expertise in fraud prevention and detection, credit risk strategy and decisioning, settlement risk management, and the design of risk platforms and decision frameworks. Proven track record of driving a 40% reduction in fraud through optimized detection and improved prevention measures.
Advanced SQL & Data Modeling
Strong proficiency in advanced SQL and data modeling, enabling the design and execution of scalable data architectures and complex analytical solutions across large organizations.
Data & Technology Stack
Hands-on experience with SQL, Python, AWS, Apache Airflow, Looker, Qlik Sense, OpenAI, and Google Gemini, supporting data-driven decision-making and scalable platform development.
KPI Design & Performance Analytics
Design and implementation of KPI frameworks and performance tracking systems to improve operational efficiency and transparency across fraud and risk domains.
Risk Platform & Decision System Design
Design of scalable, long-term risk management platforms and decision systems in close collaboration with product managers and engineers.
Agile Project & Delivery Management
Application of agile methodologies for project and delivery management, including stakeholder alignment, prioritization, and cross-functional team coordination.
Loss Analysis & Behavioral Classification
Analytical capabilities in loss analysis and behavioral classification to support risk strategy and policy design.
Stakeholder & Executive Management
Experience managing stakeholder relationships at executive level, translating strategic requirements into actionable development roadmaps and milestones.
Team Leadership & Mentorship
Leadership of cross-functional teams spanning Analytics, Data Science, and Business Operations, with a focus on mentoring, coaching, and long-term capability growth.
Erfahrung
Berufserfahrung5 - 10 Jahre
Freelancer seit2026
Sprachen
DeutschMutterspracheEnglischverhandlungssicherSchwedischGrundkenntnisse
Projekthistorie
Helping fintechs and digital businesses strengthen fraud prevention, credit risk and payment decisioning through data-driven strategy, advanced analytics and scalable platform design. Specialized in fraud prevention and detection, credit risk strategy and decisioning, advanced SQL and data modeling, risk platforms and decision frameworks, KPI design and performance analytics, and product and engineering collaboration.
Owned fraud prevention and settlement risk strategy, defining policies and governance frameworks used across the organization. Drove initiatives contributing to a 40% reduction in fraud by optimizing detection, improving insight generation, and strengthening prevention measures. Partnered with Product Managers and Engineers to define requirements for a scalable, long-term risk management platform. Established new processes and KPIs to improve operational efficiency, transparency, and performance tracking across the fraud domain.
Led analytics and project execution for a major overhaul of Klarna's credit underwriting infrastructure. Designed and drove a lean, scalable system architecture enabling consistent and reliable credit risk assessments across markets. Optimized existing credit policies and designed new ones to balance risk management with improved customer experience. Developed globally scalable solutions in close collaboration with senior stakeholders across business, product, and engineering. Acted as the primary interface between business and engineering, translating strategic requirements into actionable development roadmaps and milestones.